Wealth
Helping clients accumulate, preserve, and distribute wealth effectively.
Guiding Advisors.
Protecting Legacies.
Financial Advisory Beyond Products
Master the disciplines that matter most to modern financial advisors — and build a practice that serves at a higher level.
Core disciplines
- Wealth Management
Accumulate, preserve, and distribute with intention.
- Business Insurance
Keyman, buy-sell, continuity, and corporate risk.
- Health Planning
Protection aligned with long-term financial wellbeing.
- Estate Conservation
Generational wealth transfer and legacy design.
- Succession Planning
Ownership transitions for families and firms.
- Advisory Practice Growth
Build expertise, impact, and an enduring practice.
GIYA is a learning and development platform dedicated to helping financial advisors elevate their expertise, create greater client impact, and build practices that endure.
Founded by Nilo B. Matunog — Registered Financial Planner (RFP), Professional Financial Advisor by LIMRA (PFA), Wealth Planner, and Estate Planner; also a servant leader, agency director, and engineer with more than two decades of client-centered planning experience.
RFP
PFA · LIMRA
Wealth Planner
Estate Planner
Servant Leader
Agency Director
Engineer
Why GIYA?
Today's advisors face increasingly complex client needs.
Clients are not simply looking for insurance.
They are looking for guidance.
They need advisors who can help them protect families, preserve wealth, secure health, safeguard businesses, and transfer legacy with confidence.
GIYA helps advisors
- Develop knowledge across wealth, health, business, and estate
- Apply practical frameworks and case design
- Build confidence to serve HNW and business owners
- Grow practices that create lasting client impact
Protect families
Preserve wealth
Secure health
Safeguard business
Transfer legacy
The GIYA Pillars
Five domains that shape exceptional advisory work.
Health
Building protection strategies that support long-term financial wellbeing.
Business
Keyman, buy-sell, succession, and business continuity planning.
Explore Master Class →Estate
Protecting family wealth across generations.
Leadership
Developing advisors into trusted professionals and industry leaders.
GIYA Plans
Learning community → full knowledge ecosystem. Academies sold standalone or included with Elite.
Discover
₱0
- Assessment
- Newsletter
- Webinars
Professional
₱999/mo
- Community
- Monthly Master Class
- Resource library & case studies
- 20% off all Academies
Elite
₱2,999/mo
- Everything in Professional
- Access to ALL Academies
- Coaching sessions
Master Class program · Live
Business Insurance Academy
Standalone Academy: ₱7,990 one-time — or Elite at ₱2,999/mo for all Academies plus coaching. Professional at ₱999/mo includes community and 20% off every Academy.
Academy catalog
Buy one Academy from ₱7,990 — or join Elite for ₱2,999/month and access all Academies plus coaching.
Professional members save 20% at checkout. Elite members: Academies included.
PayMongo · GCash · GoTyme — Account billing
4-Module Core Curriculum
Business Insurance Mastery Series
Content depth expands with your tier. Locked sections show what you unlock when you upgrade.
Preview+
Module 1: Corporate Anatomy & Legal Structures
Philippine entity types create different continuity, liability, and estate-tax exposures. Advisors must map each structure before recommending funded solutions.
Sole Proprietorship
DTI-registered. No separate juridical personality — business debts reach personal assets. Death ends the enterprise unless heirs continue informally.
Risk: unlimited liability
Partnership
SEC or general partnership. Civil Code default: death of a partner dissolves the firm unless agreement says otherwise — triggers valuation and buyout pressure.
Risk: automatic dissolution
Corporation
Separate entity; shares are estate assets. Probate can freeze transfer of shares, blocking cap tables and lender covenants until estate tax is settled.
Risk: shareholder gridlock
The Three Hats Framework
Business Owner — continuity, lender confidence, funded buy-sell.
Discovery question: "If your partner died next quarter, who votes their shares?"
Employer — retention, deferred comp, key person.
Discovery question: "What revenue walks out the door if your top producer left?"
Family Head — TRAIN 6% estate tax, non-probate transfers.
Discovery question: "Where will heirs get cash to pay BIR without selling the company?"
Flagship reference · Boardroom ready
Keyman Planning & Continuity Reference
Full calculator (lost profit, replacement cost, salary multiple), five dependency tests, discovery agenda, tax realities, and PDF export — by Nilo B. Matunog, PFA, RFP.
Quick advisory calculators
Fast estimates on this page. Use the full Keyman Reference for boardroom presentations.
Preview mode: 1 keyman calculation remaining.
Keyman liability station
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Buyout structurer
Available from Basic tier upward
Partnership buyout structurer
—
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Segment pitch generator
More GIYA programs
Standalone Academies from ₱7,990 — or all included with GIYA Elite at ₱2,999/month.
Business Insurance Academy
4-module curriculum, calculators, pitch scripts, and boardroom-ready case tools.
Estate Conservation Academy
TRAIN, trusts, and non-probate transfer strategies for wealth preservation.
Health Planning Academy
Critical illness funding, HMO integration, and health-financing frameworks.
Wealth Management Academy
Portfolio design, goals-based planning, and high-net-worth client service.
Succession Planning Academy
Business continuity, ownership transition, and legacy practice design.
Upcoming programs
Get notified when new Academies open, including Advisor Leadership.
GIYA Discover · ~3 minutes
Keyman Readiness Assessment
Identify your readiness for Business Insurance practice — Keyman, buy-sell, succession, and executive benefits. Responses are scored automatically to tailor Master Class invitations and resources.
Save the Business. Protect the Family. Preserve the Legacy.
Business Insurance Master Class Waiting List
Learn advanced strategies in Keyman Planning, Buy-Sell Funding, Succession Planning, Executive Benefits, and MDRT-Level Case Design.
- 5-section guided assessment
- Complimentary Keyman Discovery Framework
- Business Insurance Conversation Guide
Founder
Nilo B. Matunog
Professional credentials
- Registered Financial Planner (RFP)
- Professional Financial Advisor by LIMRA (PFA)
- Wealth Planner
- Estate Planner
Servant Leader
Agency Director
Engineer
Educator
Mentor
For more than two decades, Nilo has helped individuals, families, business owners, and advisors navigate complex financial decisions through practical strategies and client-centered planning.
GIYA was established to share those lessons and help develop the next generation of exceptional advisors.
Membership & billing FAQ
- Professional vs Elite?
- Professional (₱999/mo) is the learning community — resources, monthly master class, and 20% off Academies. Elite (₱2,999/mo) is the full ecosystem — all Academies and coaching included.
- Should I buy one Academy or join Elite?
- One Academy is ₱7,990–₱12,990 (standalone). If you want more than one program, Elite at ₱2,999/month is often the better economics — plus coaching.
- Is Discover the same as Preview?
- Yes — free assessment, newsletter, and webinars. Upgrade to Professional for community benefits or purchase / unlock Academies.
- If I cancel Elite after one month?
- Elite benefits (all Academies, coaching) end when your paid period ends — access returns to Discover until you renew. This prevents using Elite for one month to keep every Academy permanently. A standalone Academy you purchased separately remains yours.
Start Your GIYA Journey
Join a growing community of advisors committed to excellence.
Build Expertise.·Create Impact.·Leave a Legacy.