Wealth
Helping clients accumulate, preserve, and distribute wealth effectively.
Guiding Advisors.
Protecting Legacies.
Financial Advisory Beyond Products
Master the disciplines that matter most to modern financial advisors — and build a practice that serves at a higher level.
Core disciplines
- Wealth Management
Accumulate, preserve, and distribute with intention.
- Business Insurance
Keyman, buy-sell, continuity, and corporate risk.
- Health Planning
Protection aligned with long-term financial wellbeing.
- Estate Conservation
Generational wealth transfer and legacy design.
- Succession Planning
Ownership transitions for families and firms.
- Advisory Practice Growth
Build expertise, impact, and an enduring practice.
GIYA is a learning and development platform dedicated to helping financial advisors elevate their expertise, create greater client impact, and build practices that endure.
Founded by Nilo B. Matunog — Registered Financial Planner (RFP), Professional Financial Advisor by LIMRA (PFA), Wealth Planner, and Estate Planner; also a visionary leader, agency director, and engineer with more than two decades of client-centered planning experience.
RFP
PFA · LIMRA
Wealth Planner
Estate Planner
Visionary Leader
Agency Director
Engineer
Why GIYA?
Today's advisors face increasingly complex client needs.
Clients are not simply looking for insurance.
They are looking for guidance.
They need advisors who can help them protect families, preserve wealth, secure health, safeguard businesses, and transfer legacy with confidence.
GIYA helps advisors
- Develop knowledge across wealth, health, business, and estate
- Apply practical frameworks and case design
- Build confidence to serve HNW and business owners
- Grow practices that create lasting client impact
Protect families
Preserve wealth
Secure health
Safeguard business
Transfer legacy
The GIYA Pillars
Five domains that shape exceptional advisory work.
Health
Building protection strategies that support long-term financial wellbeing.
Business
Keyman, buy-sell, succession, and business continuity planning.
Explore Master Class →Estate
Protecting family wealth across generations.
Leadership
Developing advisors into trusted professionals and industry leaders.
Learning Pathways
Progress from discovery to mastery — at your pace.
GIYA Discover
Free resources, assessments, webinars, and foundational learning to explore GIYA before you commit.
- Advisor Readiness Assessment
- Intro webinars & guides
- Community access
GIYA Master Class
Advanced programs focused on practical implementation, case design, and boardroom-ready advisory skills.
- Structured multi-day curricula
- Calculators & case labs
- Certification track (select programs)
GIYA Elite
A curated community for advisors seeking mentorship, collaboration, and advanced growth with peers and faculty.
- Mentorship circles
- Deal review & JV playbooks
- Priority access to new programs
GIYA Master Class
Business Insurance Academy
A structured program for advisors: entity risk, funded buy-sell accords, key person design, and corporate prospecting — aligned with SEC, Civil Code, and BIR frameworks.
Membership & access
Founding rates for a limited number of members per tier. Standard pricing applies when slots fill.
Preview
₱0
- Partial Module 1 · 1 calculator run · 1 pitch script
GIYA Founding Members (Basic)
- Modules 1–2 · calculators · pitch scripts
Founding GIYA Advanced
- Basic + Module 3 · BIR tools · outreach templates
Master Class — Founding
- Full academy · case labs · board decks · certification
Checkout: PayMongo (GCash · Maya · card) or direct GCash / GoTyme transfer.
4-Module Core Curriculum
Business Insurance Mastery Series
Content depth expands with your tier. Locked sections show what you unlock when you upgrade.
Preview+
Module 1: Corporate Anatomy & Legal Structures
Philippine entity types create different continuity, liability, and estate-tax exposures. Advisors must map each structure before recommending funded solutions.
Sole Proprietorship
DTI-registered. No separate juridical personality — business debts reach personal assets. Death ends the enterprise unless heirs continue informally.
Risk: unlimited liability
Partnership
SEC or general partnership. Civil Code default: death of a partner dissolves the firm unless agreement says otherwise — triggers valuation and buyout pressure.
Risk: automatic dissolution
Corporation
Separate entity; shares are estate assets. Probate can freeze transfer of shares, blocking cap tables and lender covenants until estate tax is settled.
Risk: shareholder gridlock
The Three Hats Framework
Business Owner — continuity, lender confidence, funded buy-sell.
Discovery question: "If your partner died next quarter, who votes their shares?"
Employer — retention, deferred comp, key person.
Discovery question: "What revenue walks out the door if your top producer left?"
Family Head — TRAIN 6% estate tax, non-probate transfers.
Discovery question: "Where will heirs get cash to pay BIR without selling the company?"
Flagship reference · Boardroom ready
Keyman Planning & Continuity Reference
Full calculator (lost profit, replacement cost, salary multiple), five dependency tests, discovery agenda, tax realities, and PDF export — by Nilo B. Matunog, PFA, RFP.
Quick advisory calculators
Fast estimates on this page. Use the full Keyman Reference for boardroom presentations.
Preview mode: 1 keyman calculation remaining.
Keyman liability station
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Buyout structurer
Available from Basic tier upward
Partnership buyout structurer
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Segment pitch generator
Featured Master Classes
Deep-dive programs aligned to the GIYA pillars. Enroll as they launch.
Business Insurance Master Class
Academy curriculum + Keyman Reference live
Explore academy →Estate Conservation Master Class
TRAIN, trusts, non-probate transfers
Coming soonHealth Planning Master Class
Critical illness, HMO integration, funding
Coming soonWealth Management Master Class
Portfolio, goals-based planning, HNW service
Coming soonAdvisor Leadership Master Class
Practice growth, team building, ethical influence, and legacy practice design
Coming soonAdvisor Readiness Assessment
A short self-assessment to identify your strengths across the GIYA pillars and recommend your ideal learning pathway — Discover, Master Class, or Elite.
Founder
Nilo B. Matunog
Professional credentials
- Registered Financial Planner (RFP)
- Professional Financial Advisor by LIMRA (PFA)
- Wealth Planner
- Estate Planner
Visionary Leader
Agency Director
Engineer
Educator
Mentor
For more than two decades, Nilo has helped individuals, families, business owners, and advisors navigate complex financial decisions through practical strategies and client-centered planning.
GIYA was established to share those lessons and help develop the next generation of exceptional advisors.
Start Your GIYA Journey
Join a growing community of advisors committed to excellence.
Build Expertise.·Create Impact.·Leave a Legacy.