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Guiding Advisors.
Protecting Legacies.
Build expertise in Business Insurance, Wealth Management, Estate Conservation, Health Planning, and Practice Leadership.
GIYA Institute — assessment first, then certification, community, and academies when you are ready.
GIYA Institute · Lead engine
Advisor Readiness Assessment
Your first step — a scored profile in ~3 minutes, complimentary guides, and a clear path into the GIYA community. No purchase required.
Save the Business. Protect the Family. Preserve the Legacy.
What you receive
- 5-section guided assessment
- Complimentary Keyman Discovery Framework
- Business Insurance Conversation Guide
Certification path
Aspire to GIYA Fellow
Four earned levels — from first assessment through academy mastery. GIYA Fellow is recognition for discipline leadership — not a subscription (see GIYA Elite for the paid ecosystem tier).
Full certification guide
1
GIYA Certified Advisor
Assessment · free community · nurture resources
2
GIYA Professional Advisor
Professional membership · master class · 20% off academies
3
GIYA Legacy Consultant
Master Class academies completed · advanced case work
4
GIYA Fellow
Earned designation · application & recognition
Why GIYA?
Today's advisors face increasingly complex client needs.
Clients are not simply looking for insurance.
They are looking for guidance.
They need advisors who can help them protect families, preserve wealth, secure health, safeguard businesses, and transfer legacy with confidence.
GIYA helps advisors
- Develop knowledge across wealth, health, business, and estate
- Apply practical frameworks and case design
- Build confidence to serve HNW and business owners
- Grow practices that create lasting client impact
Protect families
Preserve wealth
Secure health
Safeguard business
Transfer legacy
Meet the Founder
Nilo B. Matunog, PFA, RFP
Founder & Chief Mentor
Helping advisors develop expertise in business insurance, estate conservation, health planning, and wealth management.
GIYA Institute is mentorship-first — assessment and certification before community and academies. Fellows lead each discipline as the institute grows.
Take the Readiness Assessment
Membership
Discover (free) → Professional → GIYA Elite. GIYA Fellow is an earned designation — not purchased. See certification path.
Professional
₱999/mo
- Community
- Monthly Master Class
- Resource library & case studies
- 20% off all Academies
GIYA Elite
Full ecosystem · all Academies & coaching
₱2,999/mo
- Everything in Professional
- Access to ALL Academies
- Coaching sessions
Earned designation
GIYA Fellow
Application and recognition for discipline leadership — not a subscription. Fellow status is earned, not purchased.
Learn about Fellow recognitionMaster Class program · Live
Business Insurance Academy
Standalone Academy: ₱7,990 one-time — or GIYA Elite at ₱2,999/mo for all Academies plus coaching. Professional at ₱999/mo includes community and 20% off every Academy.
Includes
- 6 Modules
- Keyman Planning Frameworks
- Buy-Sell Planning
- Prospecting Scripts
- Boardroom Calculators
- Downloadable Templates
- Certificate of Completion
- Lifetime Access
Academy catalog
Buy one Academy from ₱7,990 — or join GIYA Elite for ₱2,999/month and access all Academies plus coaching.
Professional members save 20% at checkout. GIYA Elite members: Academies included.
Pay via GCash or GoTyme (direct) · or Visa / Mastercard at checkout — Account billing
4-Module Core Curriculum
Business Insurance Mastery Series
Content depth expands with your tier. Locked sections show what you unlock when you upgrade.
Preview+
Module 1: Corporate Anatomy & Legal Structures
Philippine entity types create different continuity, liability, and estate-tax exposures. Advisors must map each structure before recommending funded solutions.
Sole Proprietorship
DTI-registered. No separate juridical personality — business debts reach personal assets. Death ends the enterprise unless heirs continue informally.
Risk: unlimited liability
Partnership
SEC or general partnership. Civil Code default: death of a partner dissolves the firm unless agreement says otherwise — triggers valuation and buyout pressure.
Risk: automatic dissolution
Corporation
Separate entity; shares are estate assets. Probate can freeze transfer of shares, blocking cap tables and lender covenants until estate tax is settled.
Risk: shareholder gridlock
The Three Hats Framework
Business Owner — continuity, lender confidence, funded buy-sell.
Discovery question: "If your partner died next quarter, who votes their shares?"
Employer — retention, deferred comp, key person.
Discovery question: "What revenue walks out the door if your top producer left?"
Family Head — TRAIN 6% estate tax, non-probate transfers.
Discovery question: "Where will heirs get cash to pay BIR without selling the company?"
Flagship reference · Boardroom ready
Keyman Planning & Continuity Reference
Full calculator (lost profit, replacement cost, salary multiple), five dependency tests, discovery agenda, tax realities, and PDF export — by Nilo B. Matunog, PFA, RFP.
Quick advisory calculators
Fast estimates on this page. Use the full Keyman Reference for boardroom presentations.
Preview mode: 1 keyman calculation remaining.
Keyman liability station
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Buyout structurer
Available from Basic tier upward
Partnership buyout structurer
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Segment pitch generator
More GIYA programs
Standalone Academies from ₱7,990 — or all included with GIYA Elite at ₱2,999/month. Take the assessment first.
Business Insurance Academy
4-module curriculum, calculators, pitch scripts, and boardroom-ready case tools.
Estate Conservation Academy
TRAIN, trusts, and non-probate transfer strategies for wealth preservation.
Health Planning Academy
Critical illness funding, HMO integration, and health-financing frameworks.
Wealth Management Academy
Portfolio design, goals-based planning, and high-net-worth client service.
Succession Planning Academy
Business continuity, ownership transition, and legacy practice design.
Upcoming programs
Get notified when new Academies open, including Advisor Leadership.
Core disciplines
- Wealth Management
Accumulate, preserve, and distribute with intention.
- Business Insurance
Keyman, buy-sell, continuity, and corporate risk.
- Health Planning
Protection aligned with long-term financial wellbeing.
- Estate Conservation
Generational wealth transfer and legacy design.
- Succession Planning
Ownership transitions for families and firms.
- Practice Leadership
Build expertise, impact, and an enduring advisory practice.
GIYA Institute is a collaborative learning platform — Founding Mentor, Fellows, Contributors, and Community — helping advisors elevate expertise and client impact.
Built by Nilo B. Matunog, PFA, RFP (Chief Mentor) and designed to grow through GIYA Fellows who lead each discipline.
RFP
PFA · LIMRA
Wealth Planner
Estate Planner
Servant Leader
Agency Director
Engineer
GIYA Institute
GIYA Fellows
GIYA grows through discipline Fellows — not only the Founding Mentor. Experienced practitioners lead wealth, business, health, estate, succession, and practice leadership.
Chief Mentor · Live
Nilo B. Matunog
Fellow — Business Insurance
Maria Santos
Estate Conservation
Juan Reyes
Wealth Management
Carlo Dizon
Health Planning
Practice Building
Fellow opening
GIYA Contributors
Share your expertise
Emerging experts can propose articles, case studies, research, or templates for the Resource Library. Submissions are reviewed by the GIYA team.
- Articles & frameworks
- Case studies
- Research notes
- Templates & tools
Membership & billing FAQ
Professional vs GIYA Elite?
Professional (₱999/mo) is the learning community — resources, monthly master class, and 20% off Academies. GIYA Elite (₱2,999/mo) is the full ecosystem — all Academies and coaching. GIYA Fellow is an earned designation — not a subscription.
What is a Legacy Consultant?
Advisors who complete Master Class academies may earn the Legacy Consultant designation — recognizing advanced case work in business insurance, estate, and succession planning.
Should I buy one Academy or join GIYA Elite?
One Academy is ₱7,990–₱12,990 (standalone). If you want more than one program, GIYA Elite at ₱2,999/month is often the better economics — plus coaching.
Is Discover the same as Preview?
Yes — free assessment, newsletter, and webinars. Upgrade to Professional for community benefits or purchase Academies.
If I cancel GIYA Elite after one month?
Elite benefits end when your paid period ends — access returns to Discover until you renew. A standalone Academy you purchased separately remains yours.
Start Your GIYA Journey
Join a growing community of advisors committed to excellence.
Build Expertise.·Create Impact.·Leave a Legacy.